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Artist’s rendering of the new duplex.

 Central Vermont Habitat for Humanity has a new homeownership opportunity for families and individuals in Central Vermont. Applications are now open for a new, affordable duplex at 804 North Main Street in Northfield. Each home is being built to be energy-efficient and easy to maintain, helping homeowners save on monthly costs. The homes are designed to be bright, comfortable, and good for the environment. Applications are due by noon on Friday, February 27, 2026.

 

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These homes will be sold through Habitat’s shared-equity program, which keeps homes affordable for today’s buyers and for future families. While each home is expected to be worth about $335,000, buyers will pay a mortgage based on what they can afford. Monthly housing costs will be set at about 30% of household income, and only a $500 down payment is required for approved applicants.

The homes are located close to grocery stores, cafés, schools, banks, and community services. They are also near outdoor recreation and just a short drive from Montpelier and Norwich University. Veterans are encouraged to apply. Central Vermont Habitat for Humanity will give preference to households led by veterans as part of this homeownership opportunity.

Who Can Apply

Applicants must:

  • Need better housing (for example, housing that is unsafe, too small, or too expensive).
  • Be willing to work with Habitat, including helping build homes and taking homeownership.
  • Be able to afford an affordable mortgage.
  • Have a household income between 30% and 80% of the area median income. (See chart).

 

How to Apply

Option 1: Online

Fill out the application online at:

https://www.centralvermonthabitat.org/homeownership-program.html

Option 2: PDF Application

  1. Download the PDF application from:

https://www.centralvermonthabitat.org/homeownership-program.html

  1. Complete the application.
  2. Send it by email or mail:

EMAIL TO:

This email address is being protected from spambots. You need JavaScript enabled to view it.

MAIL TO:

Downstreet Housing and Community Development Attn: Homeownership Center, 22 Keith Ave, Barre, VT 05641.

Central Vermont Habitat for Humanity works to help local families build strength, stability, and independence through affordable homeownership.

For more information, visit:

https://www.centralvermonthabitat.org/homeownership-program.html

 

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